In this policy, the investment risk in the investment portfolio is borne by the policyholder

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What Customers say about us

Avneet Bhasin Arneja | March 10, 2021

Very well explanation of the policy and more than required confirmation calls which make us trust it more.

Recommendation Score

10

10

Chandra shekar | March 10, 2021

Very cooperative and clarity in guidance for completing the process.

Recommendation Score

10

10

Rajesh Kumar | February 27, 2021

The response was fast and the request got completed within one day.

Recommendation Score

10

10

Prashant Shivaji Kshirsagar | February 25, 2021

Everytime, my experience of interaction with HDFC Life is the best. I got proper guidance. I recommend online purchase of life insurance to my friends & relatives.

Recommendation Score

10

10

Evans Rego | January 24, 2021

Mr. Khan was very helpful and patient with my queries. He did a great job in turning around the whole sign-up process for me. Gave me a walkthrough on things that I need to consider before buying the policy. Helping me completely with Proposal forms and application. Thank you so much

Recommendation Score

10

10

Akshay Balaji Panchal | February 26, 2021

Process is easy and time saving.

Recommendation Score

9

10

Shiyas Neeliyanikal Pakrudeen | February 25, 2021

The web interface is simple and clear

Recommendation Score

9

10

Srevidhya Madhusudhan | January 10, 2021

The advisor who dealt with us was very patient in explaining the policy buying process. the overall service was good.

Recommendation Score

8

10

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DISCLAIMER

For Golden Years Benefit option, the total amount of mortality charges deducted will be added to the fund value at the end of policy year coinciding or immediately following 70th birthday of Life Assured. In case of Premium Waiver option, Mortality charges pertaining to only the Life Assured would be refunded. Return of mortality charges will not be available for the policies where the Waiver of premium benefit is triggered due to death of the Proposer. This benefit will not be applicable in case of a surrendered, discontinued or Paid-up policy and will be added provided all due premiums have been paid. Excluding extra mortality charge, mortality charge on account of waiver of premium for Proposer & taxes levied on mortality charge as applicable.
For Regular and Limited Pay Policies, 1% of your Annualised premium shall be added to the Fund Value at the time of allocation of premium for first 5 policy years. For Single Pay Policies, 1% of your Single premium shall be added at the time of allocation of single premium.

In case of Proposer's unfortunate demise, all future premiums are paid by the Insurer. The Policy continues with risk cover for Life Assured and the accumulated Fund Value is paid on Maturity. Applicable for Premium Waiver option only.
Only FMC & Mortality Charges applicable
Lumpsum partial withdrawals can be made from your funds after completion of 5 policy years, provided the Life Assured is at least 18 years of age
Across our individual & group customers, as on September 30,2017
AUM is the value of assets managed by a company for its customers
As on 31st March 2023, AUM is Rs. 2,38,782 crore. Data is as per HDFC life Integrated Annual Report FY 2022 - 2023
Individual death claim settlement ratio by number of policies as per audited annual statistics for FY 2022-23.
(Source: https://www.towerswatson.com/en-IN/Press/2016/08/Indian-employees-fear-worse-off-in-retirement)
https://www.huffingtonpost.in/2016/07/20/these-reports-show-just-how-harsh-retirement-is-for-indians_a_21435527/
http://factchecker.in/indias-life-expectancy-will-rise-5-4-years-by-2050/
Only Fund Management charge towards managing your funds and Mortality charge towards your life cover will be charged
Tax Benefits as per the applicable sections of the Income Tax Act, 1961,. Tax benefits are subject to changes in tax laws.

In this policy, the investment risk in the investment portfolio is borne by the policyholder. The Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of fifth year.

HDFC Life Insurance Company Limited ("HDFC Life").CIN: L65110MH2000PLC128245, IRDAI Reg. No. 101.

Registered Office: 13th Floor, Lodha Excelus, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Our Website is www.hdfclife.com.
For purchasing a new policy, you can Email us on [email protected] and call us on 1800-266-9777(All days, from 9am to 9pm). For in-progress applications (post payment), you can email us on [email protected] and call us on 1800-266-0315(All days, from 10am to 7pm).

The name/letter 'HDFC' in the name/logo of HDFC Life Insurance Company Limited (HDFC Life) belongs to HDFC Bank Limited and is used by HDFC Life under license from HDFC Bank Limited.

For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale. HDFC Life Click 2 Wealth (UIN-101L133V03) is the name of the Unit linked plan. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. HDFC Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC Life Click 2 Wealth (UIN-101L133V03) is only the name of the unit linked life insurance contract. HDFC Life Critical Illness Plus Rider (UIN: 101B014V02, Form no. R501-23-01), HDFC Life Income Benefit on Accidental Disability Rider (UIN: 101B013V03, Form no. R501-21-01) and HDFC Life Protect Plus Rider (UIN: 101B016V01) are the names of the riders. The name of the company, name of the brand and name of the contract does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. ARN: EC/10/23/5249.

For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale. HDFC Life Click 2 Wealth (UIN-101L133V03) is the name of the Unit linked plan. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. HDFC Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC Life Click 2 Wealth (UIN-101L133V03) is only the name of the unit linked life insurance contract. HDFC Life Critical Illness Plus Rider (UIN: 101B014V02, Form no. R501-23-01), HDFC Life Income Benefit on Accidental Disability Rider (UIN: 101B013V03, Form no. R501-21-01) and HDFC Life Protect Plus Rider (UIN: 101B016V01) are the names of the riders. The name of the company, name of the brand and name of the contract does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. ARN: EC/10/23/5249.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Copyright © 2018 HDFC Life Insurance Company Limited. All Rights Reserved.