Calculate Pension

Policy Term	Pay Premium for	Total Premium paid^{^}	Total Savings^#
40 years	40 years	7.03 lakhs	0(0%)
40 years	30 years	5.89 lakhs	1.14 Lakhs(16%)
40 years	20 years	4.84 lakhs	2.19 Lakhs(31%)
40 years	10 years	3.90 lakhs	3.12 Lakhs(44%)
40 years	5 years	3.14 lakhs	4.84 Lakhs(61%)

1-Day Claim Settlement

is available for the following:

. . . . . . . . . . . . . . . . . .

Cumulative claim amount on all policies up to ₹2 crores
1 day claim settlement is exclusively available for policies bought online
Claim does not require field investigation
All requisite documents^# submitted by the nominee before 3 PM on a working day at HDFC Life branches. Intimations beyond 3 PM will be taken up the next business day
HDFC Life will pay an interest^{^} on your death claim amount for every day of delay beyond one working day

T&C Apply

1) For all claims^* fulfilling above mentioned conditions, provided we receive all the required documents, the claim will be processed within one working day and decision will be communicated accordingly. 2) Investigation / Open title / Rival / Court involved Claims are excluded. 3) Policy duration at the time of event is at least >=3 years. 4) Saturday, Sunday, public festivals and non-NAV days (for ULIP) are excluded (not treated as a working day)
^Interest rate would be at 6.25%per annum.

#Documentation Details

Claim form, Nominee photograph, Pan card copy, Identity and Address proof of nominee. (If nominee is minor, documents of appointee to be submitted). Death certificate issued by competent authority for death registrations. Medical cause of death certificate. Cancelled cheque/copy with the name of nominee/appointee mentioned on it as per the passbook of the nominee/appointee. Past & current complete medical records including discharge/death summary, indoor case papers, investigation reports, consultation notes. In case of an accidental death, additional documents will be required. Post Mortem Report, Panchnama, Police Inquest report, First/Final Information report, Viscera/Chemical Analysis report.

About HDFC Life

HDFC Life's Total Assets Under Management (AUM)¹ crossed
₹2,90,000 Cr²
(For Financial Year 2023-24)
6.6 crore lives insured

(For Financial Year 2023-24)
We have honoured 99.5% Individual Claims!³

(For Financial Year 2023-24)
1-Day Claim Settlement
We help you claim^* what is rightfully yours with 1 Day Claim Settlement( exclusively available for policies bought online). *Know More

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AUM is the value of assets managed by a company for its customers.
As on 31st March 2024, AUM is Rs. 2,92,220 crore. Data is as per HDFC life Integrated Annual Report FY 2023 - 2024.
Individual death claim settelement ratio by number of policies as per audited annual statistics for 2023-24.

HDFC Life Insurance Company Limited (Formerly HDFC Standard Life Insurance Company Limited) ("HDFC Life"). CIN: L65110MH2000PLC128245,IRDAI Reg. No. 101

Registered Office: Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. For purchasing a new policy, you can Email us on buyonline@hdfclife.in and call us on 1800-266-9777 (All days, from 9 am to 9pm). For in-progress applications (post payment), you can email us on onlinequery@hdfclife.in and call us on 1800-266-0315 (All days, from 10 am to 7 pm).

The name/letter 'HDFC' in the name/logo of HDFC Life Insurance Company Limited (HDFC Life) belongs to HDFC Bank Limited and is used by HDFC Life under license from HDFC Bank Limited.

HDFC Life Smart Pension Plus (UIN: 101N173V10) is a Non-Linked,Non-Participating Individual/Group Annuity Savings Plan and HDFC Life Income Benefit on Accidental Disability Rider (UIN: 101B013V03, Form no. R501-21-01) and HDFC Life Protect Plus Rider (UIN: 101B016V01) are the names of the riders . For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale. ARN:EC/10/23/5334.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

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Benefits / Plan Option	Life Protect	Life & CI Rebalance	Income Plus
Life Cover (Lumpsum)
Critical Illness Cover (Lumpsum)
Critical Illness Cover (Waiver of Premium)	(Available at Extra Cost)	(In-built feature)
Monthly Income
Accidental Death (Additional Cover)	(Available at Extra Cost)
Return of Premium	(Available at Extra Cost)	(Available at Extra Cost)	(In-built feature - For Fixed term)
Whole Life

Benefits \ Plan Option	Life Protect	Insta Protect	Life & CI Rebalance	Income Plus
Life Cover (Lumpsum)
Critical Illness Cover (Lumpsum)
Critical Illness Cover (Waiver of Premium)	(Available at Extra Cost)
Monthly Income
Accidental Death (Additional Cover)	(Available at Extra Cost)
Return of Premium	(Available at Extra Cost)	(Available at Extra Cost)	(Available at Extra Cost)	(In-built feature - For Fixed term)
Whole Life

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