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Compare plan benefits here

Benefits / Plan Option Life Protect Life & CI Rebalance Income Plus
Life Cover (Lumpsum)
Critical Illness Cover (Lumpsum)
Critical Illness Cover (Waiver of Premium)

(Available at Extra Cost)

(In-built feature)

Monthly Income
Accidental Death (Additional Cover)

(Available at Extra Cost)

Return of Premium

(Available at Extra Cost)

(Available at Extra Cost)

(In-built feature - For Fixed term)

Whole Life

Compare plan benefits here

Benefits \ Plan Option Life Protect Insta Protect Life & CI Rebalance Income Plus
Life Cover (Lumpsum)
Critical Illness Cover (Lumpsum)
Critical Illness Cover (Waiver of Premium)

(Available at Extra Cost)

Monthly Income
Accidental Death (Additional Cover)

(Available at Extra Cost)

Return of Premium

(Available at Extra Cost)

(Available at Extra Cost)

(Available at Extra Cost)

(In-built feature - For Fixed term)

Whole Life
About HDFC Life
  • HDFC Life's Total Assets Under Management (AUM)13 crossed
    ₹2,00,000 Cr14
    (For Financial Year 2021-22)
  • 5.4 crore lives insured
    (For Financial Year 2021-22)
  • We have honoured 98.66% Individual Claims!15
    (For Financial Year 2021-22)
  • 1-Day Claim Settlement
    We help you claim* what is rightfully yours with 1 Day Claim Settlement( exclusively available for policies bought online). Know More

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#Total Savings = Total Premium paid (for regular pay) - Total Premium paid (for limited pay). The saving computed is purely in terms of premium paid over the term of the policy and does not account for time value of money & other factors that may happen during this period. It is one of the many features that the product offers and you can opt for it or other variants based on your individual needs.

∧As per internal data related to HDFC Life Click 2 Protect Life (UIN:101N139V04), product purchased online for FY 2021-22 upto February 2022.

  1. This feature is available under Life Option - Variant B and C.
  2. Total Premiums Paid are the total of all the premiums received, excluding any extra premium, any rider premium and taxes. In case ROP option has been selected, Total Premiums Paid includes premium paid for base plan option and the additional premium paid for ROP option. This benefit is available under Life and Life Plus option only.
  3. The "Spouse Cover" additional option is available under Life and Life Plus upon payment of additional premium.
  4. This feature is available under Life Plus option.
  5. Waiver of premiums on total and permanent disability is available for Regular/ Limited Pay policies, under Life, Life Plus and Life Goal plan options, upon payment of additional premium.
  6. Waiver of premiums on CI is available for Regular/ Limited Pay policies, under Life, Life Plus and Life Goal plan options, upon payment of additional premium.
  7. The "Life Stage Option" is available under Life and Life Plus option. Upon payment of additional premium where you can increase the Sum Assured by 50% on marriage subject to a maximum of Rs. 50 lakhs and 25% on birth of 1st and 2nd child subsequently subject to a maximum of Rs. 25 lakhs.
  8. AUM is the value of assets managed by a company for its customers.
  9. As on 31st March 2022, AUM is Rs. 2,04,170 crore. Data is as per HDFC life Integrated Annual Report FY 2021-22
  10. Individual death claim settelement ratio by number of policies as per audited annual statistics for 2021-22

HDFC Life Insurance Company Limited (Formerly HDFC Standard Life Insurance Company Limited) ("HDFC Life"). CIN: L65110MH2000PLC128245,IRDAI Reg. No. 101

Registered Office:Registered Office: Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. For purchasing a new policy, you can Email us on [email protected] and call us on 1800-266-9777 (All days, from 9 am to 9pm). For in-progress applications (post payment), you can email us on [email protected] and call us on 1800-266-0315 (All days, from 10 am to 7 pm).

The name/letters "HDFC" in the name/logo of the company belongs to Housing Development Finance Corporation Limited ("HDFC Limited") and is used by HDFC Life under an agreement entered into with HDFC Limited.

HDFC Life C2P Super Plan (UIN: XXXXXXXXXXX) is a Participating Money Back Life Insurance Plan and HDFC Life Income Benefit on Accidental Disability Rider (UIN: XXXXXXXXXXX, Form no. R501-21-01), HDFC Life Critical Illness Plus Rider (UIN: XXXXXXXXXXX, Form no. R501-23-01) and HDFC Life Protect Plus Rider (UIN: 101B016V01) are the names of the riders . For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale. ARN:XXXXXXXX.

HDFC Life Smart Pension Plus (UIN: 101N173V01) is a Non-Linked,Non-Participating,Individual,Pure Risk Premium/Savings Life Insurance Plan and HDFC Life Income Benefit on Accidental Disability Rider (UIN: 101B013V03, Form no. R501-21-01), HDFC Life Critical Illness Plus Rider (UIN: 101B014V02, Form no. R501-23-01) and HDFC Life Protect Plus Rider (UIN: 101B016V01) are the names of the riders . For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale. ARN:EU/01/23/31323.

HDFC Life C2P Super Plan (UIN: XXXXXXXXXXX) is a Participating Money Back Life Insurance Plan and HDFC Life Income Benefit on Accidental Disability Rider (UIN: XXXXXXXXXXX, Form no. R501-21-01), HDFC Life Critical Illness Plus Rider (UIN: XXXXXXXXXXX, Form no. R501-23-01) and HDFC Life Protect Plus Rider (UIN: 101B016V01) are the names of the riders . For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale. ARN:XXXXXXXX.

HDFC Life C2P Super Plan (UIN: XXXXXXXXXXX) is a Participating Money Back Life Insurance Plan and HDFC Life Income Benefit on Accidental Disability Rider (UIN: XXXXXXXXXXX, Form no. R501-21-01), HDFC Life Critical Illness Plus Rider (UIN: XXXXXXXXXXX, Form no. R501-23-01) and HDFC Life Protect Plus Rider (UIN: 101B016V01) are the names of the riders . For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale. ARN:XXXXXXXX.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

  • IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
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Claim Settlement Ratio
(Percentage and average claim settlement time)