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About HDFC Life
  • HDFC Life's Total Assets Under Management (AUM)4 crossed
    ₹2,90,000 Cr5
    (For Financial Year 2023-24)
  • 6.6 crore lives insured
    (For Financial Year 2023-24)
  • We have honoured 99.5% Individual Claims!6
    (For Financial Year 2023-24)
  • 1-Day Claim Settlement
    We help you claim* what is rightfully yours with 1 Day Claim Settlement( exclusively available for policies bought online). Know More

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  1. Provided all due premiums have been paid and policy is in force.
  2. Guaranteed returns (Lumpsum amount) calculation is based on online premium amount of Rs. 1 Lakh per annum (excl taxes and levies as applicable) for 35 years old male, with Premium paying term of 10 years and Policy term of 20 years.
  3. Tax Benefits as per the applicable sections of the Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
  4. AUM is the value of assets managed by a company for its customers.
  5. As on 31st March 2024, AUM is Rs. 2,92,220 crore. Data is as per HDFC life Integrated Annual Report FY 2023 - 2024.
  6. Individual death claim settelement ratio by number of policies as per audited annual statistics for 2023-24.
  7. The Average claim settlement time is calculated as time period from the day all necessary documents are submitted to the company till cheque/NEFT payment is initiated.
  8. Applicable only for single pay option.

HDFC Life Insurance Company Limited ("HDFC Life"). CIN: L65110MH2000PLC128245,IRDAI Reg. No. 101

Registered Office:Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. For purchasing a new policy, you can Email us on buyonline@hdfclife.in and call us on 1800-266-9777 (All days, from 9 am to 9pm). For in-progress applications (post payment), you can email us on onlinequery@hdfclife.in and call us on 1800-266-0315 (All days, from 10 am to 7 pm).

The name/letter 'HDFC' in the name/logo of HDFC Life Insurance Company Limited (HDFC Life) belongs to HDFC Bank Limited and is used by HDFC Life under license from HDFC Bank Limited.

HDFC Life Sanchay Fixed Maturity Plan (UIN:101N142V07) is a non-linked, non-participating, individual, savings, life Insurance Plan. HDFC Life Income Benefit on Accidental Disability Rider (UIN: 101B041V01, Form no. R501-21-01) and HDFC Life Protect Plus Rider (UIN: 101B040V01) are the names of the riders. For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale. ARN: ED/11/23/6446.

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRAUDULENT OFFERS

  • IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
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Privacy Policy

Claim Settlement Ratio
(Percentage and average claim settlement time7)

2023-24
99.5%
Average Claim settlement time: 2 days
2022-23
99.39%
Average Claim settlement time: 4 days
2021-22
98.66%
Average Claim settlement time: 3 days
2020-21
98.01%
Average Claim settlement time: 5 days
2019-20
99.07%
Average Claim settlement time: 4 days
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1-Day Claim Settlement

is available for the following:

. .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .

  • Cumulative claim amount on all policies up to ₹2 crores
  • 1 day claim settlement is exclusively available for policies bought online
  • Claim does not require field investigation
  • All requisite documents# submitted by the nominee before 3 PM on a working day at HDFC Life branches. Intimations beyond 3 PM will be taken up the next business day
  • HDFC Life will pay an interest^ on your death claim amount for every day of delay beyond one working day

T&C Apply

1) For all claims fulfilling above mentioned conditions, provided we receive all the required documents, the claim will be processed within one working day and decision will be communicated accordingly. 2) Investigation / Open title / Rival / Court involved Claims are excluded. 3) Policy duration at the time of event is at least >=3 years. 4) Saturday, Sunday, public festivals and non-NAV days (for ULIP) are excluded (not treated as a working day)
^Interest rate would be at 6.25%per annum.

#Documentation Details

Claim form, Nominee photograph, Pan card copy, Identity and Address proof of nominee. (If nominee is minor, documents of appointee to be submitted). Death certificate issued by competent authority for death registrations. Medical cause of death certificate. Cancelled cheque/copy with the name of nominee/appointee mentioned on it as per the passbook of the nominee/appointee. Past & current complete medical records including discharge/death summary, indoor case papers, investigation reports, consultation notes. In case of an accidental death, additional documents will be required. Post Mortem Report, Panchnama, Police Inquest report, First/Final Information report, Viscera/Chemical Analysis report.