Savings Plans
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Benefits | HDFC Life ClassicAssure Plus![]() | HDFC Life Super Income Plan![]() | HDFC Life Sanchay![]() | HDFC Life Sampoorn Samridhi Plus![]() |
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Fast and Convenient5 Quick and easy steps towars a protected and prosperous future.
Learn MoreEconomicalBuying in insurance policy online is more cost effective than an offline purchase.
Learn MoreMinimum PaperworkPolicy Issued with minimal paperwork
Learn MoreTransparentAll charges are shown upfront with no hidden costs.
Learn MoreWe need a few details to recommend suitable plans for you
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Your Goal of Investment
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Your risk appetite level
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Insurance policies you own
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Annual Income
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Marital Status
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Age Group
Below are the 3 options that are recommended for you
HDFC Life Sanchay Plus
It is a non-participating, non-linked, savings plan that offers guaranteed returns for you and your family.
HDFC Life Click 2 Wealth
A Unit Linked, Non Participating, Life Insurance plan that offers market linked returns, charges minimally, provides valuable financial protection for you and your family
HDFC Life Sanchay Par Advantage
It is a participating life insurance plan that provides an option to avail cover for whole of life (till the age 100 years) and helps generate a regular income and build a corpus to achieve the planned goals.
* Please read the product brochure for complete details specific to your policy.
Some of them are Premium Allocation Charge, Policy Administration Charge,Fund Management Charge, Mortality Charge, Premium Redirection Charge, Statutory Charge, Switching Charge, Partial Withdrawal Charge, Discontinuance ChargeThe amount taken by the insurer towards your insurance cover. These are usually associated with ULIP policies. The % and type of charge depends on different products.
*The list is defined in the product brochure. Please read it carefully.Additional cover Is given in case of detection of specified critical illnesses*.
i. Death,
ii. Policy being terminated or lapsed.
iii. Free Look Cancellation.
iv. Payment of Maturity benefit.
v. Surrender.
This depends on the product. Please read the brochure for complete details.
The additional sum assured that is paid to nominee in case of death of life assured due to accident*.
every month (monthly),
once in 3 months (quarterly)
once in 6 months (half-yearly)
once in a year (annually)
one time payment (single)It indicates the schedule of your premium payments eg:
every month (monthly),
once in 3 months (quarterly)
once in 6 months (half-yearly)
once in a year (annually)
For eg: No of units - 10, Unit price of each unit - 50
therefore, fund value = 10 * 50 = 500The value obtained by multiplying the number of Units allocated to your Policy by the corresponding price of the Units. This is usually applicable for ULIP products.
Disclaimer:To read the complete definitions as stated by IRDAI and displayed across this website, you can refer the specimen policy documents here: https://www.hdfclife.com/policy-documents