Sum Assured(SA) 

This is not applicable for income replacement option.

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    25 lakhs
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    10 Cr
 
The minimum valid sum insured is Rs. 25 lakhs
Rs. Zero
   

Choose Policy Term  

Min 5 yrs | Max 50 yrs

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Cancer Care Silver Plan

My Benefits

  • Maximum lumpsum payout of Rs. 10 lakhs depending upon stage of cancer
  • Waiver of premium for next 3 years on detection of early stage of cancer

Annual Premium Monthly Premium (Including Taxes and Levies as applicable)

Rs.1,239
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The nominee will receive the payout depending on option selected
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View Illustration  

Apart from death benefit, the nominee receives monthly income for a particular period

Compare plans

  • Life Option

  • Extra Life Option

  • Income Option

  • Income Plus Option

  • Income plus with increasing monthly income option

  • 3D Life Option

  • Life Long Protection Option

  • 3D Life Long Protection Option

Death Benefit

The amount nominee receives in case of life assured's death

  • Rs.1 Crore
  • Rs.1 Crore

Accidential Death Benefit

The nominee receives double sum insured in case of life assured's death due to accident

  • -
  • -

Monthly Income

Apart from death benefit, the nominee receives monthly income for a particular period

  • -
  • -

Increasing Monthly Income

The monthly income increases by 10% per annum for a period of 10 years

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  • Rs.50,0003

    The amount is calculated for illustration purpose on your chosen sum insured. Apart from your sum insured, you will receive the monthly income increasing at 10% per year for a period of 10 years

Life Stage Protection Feature

Accidental Death Benefit:
1. Lumpsum - % of Original Lumpsum
2. Monthly Income -% of Original Monthly Income

  • Yes

    During important events in your life, your sum assured will increase. The maximum increase allowed for you is as follows:

    • Marriage : Rs.50,00,000
    • 1st child: Rs.25,00,000
    • 2nd child: Rs.25,00,000
  • -

Tax Benefit

Tax benefit on premium paid under 80C and Death benefit under sec 10(10)D

  • Rs.3232
  • Rs.3343
  • Rs. 2,26,576Including Taxes and Levies as applicable
    Choose Plan
  • Rs. 2,26,576Including Taxes and Levies as applicable
    Choose Plan

COVER DETAILS

  • Rs. Fifty five crores and fifty lakhs
  • Max 20 to 40 years

VIEW DETAILS

Base Payout Sum Insured

Lump sum payout on detection of early stage/major cancer stage
Rs.20 lakhs Rs.20 lakhs Rs.20 lakhs
Increase Sum Insured

Initial Sum Insured will increase by 10% of initial Sum Insured each year
- 10% increase on Base SI per year 6 10% increase on Base SI per year 6
Monthly Income

Monthly Income equivalent to 1% of applicable Sum Insured for a period of next 5 policy years
- - Monthly income of Rs.20,000* for 5 years
Cancer Care Brochure  

COVER DETAILS

Select Sum Assured
Min: 10 lakhs | Max: 40 lakhs
   
Rs.Ten Lakhs only
Select Policy Term
Min: 10 years | Max: 20 years
   

Critical Illness

The lists of the critical illness under this are as follows:

  • Cancer of specified severity
  • Open Chest CABG
  • First Heart Attack - of specified severity
  • Kidney Failure requiring regular dialysis
  • Major Organ/Bone Marrow Transplant
  • Stroke resulting in Permanent symptoms
  • Apallic Syndrome
  • Benign Brain Tumour
  • Coma of specified severity
  • End Stage Liver Disease
  • End Stage Lung Disease
  • Open Heart Replacement or repair of heart valves
  • Loss of Independent Existence
  • Loss of Limbs
  • Loss of Sight
  • Major Burns
  • Major Head Trauma
  • Permanent Paralysis of limbs
  • Surgery of Aorta

Definition of Disability

The Definition of Disability

  • Total Permanent Disability means when the insured is totally, continuously and permanently disabled and meets either of the two definitions below:
  • 1. Unable to Work:
    Disability as a result of injury or accident and is thereby rendered totally incapable of being engaged in any work or any occupation or employment for any compensation, remuneration or profit and he/she is unlikely to ever be able to do so.
  • 2. Physical Impairments:
    The life assured suffers an injury/accident due to which there is total and irrecoverable loss of:
    • The use of two limbs; or
    • The sight of both eyes; or
    • The use of one limb and the sight of one eye; or
    • Loss by severance of two or more limbs at or above wrists or ankles; or
    • The total and irrecoverable loss of sight of one eye and loss by severance of one limb at or above wrist or ankle.
    The disabilities as stated above in Part (1) and (2) must have lasted, without interruption, for at least 6 consecutive months and must, in the opinion of a medical practitioner (as defined below), be deemed permanent. The benefit will commence upon the completion of this uninterrupted period of 6 months. However, for the disabilities mentioned in (d) and (e) under Part (2), such 6 months period would not be applicable and the benefit will commence immediately.

    Once a claim has been accepted and the regular monthly benefit starts, the rider coverage expires.

    A Medical practitioner is a person who holds a valid registration from the medical council of any state of India and is thereby entitled to practice medicine within its jurisdiction; and is acting within the scope and jurisdiction of his license but excluding the Practitioner who is:
    • Insured/Policyholder himself or an agent of the Insured
    • Insurance Agent, business partner(s) or employer/employee of the Insured or
    • A member of the Insured's immediate family

Example of Limited Pay Benefit

Below is the savings pattern* for 35 years old male(non-smoker) with following policy details:-
  • 1) Sum assured = 1 Cr
  • 2) Policy Term = 40 Years
  • 3) Premium Paying Term(PPT) = 40 Years
  • 4) Plan Option = 3D Life
  • 5) Total Premium(for 40 years) = Rs. 7.03 lakhs
Regular Pay:  Premium Paying Term = Policy Term
Limited Pay:  Premium Paying Term < Policy Term
*For online Purchase only
^Total Premium = Annual Premium X Premium paying term, including Taxes and Levies as applicable.
#Total Savings = Total Premium paid (for regular pay) - Total Premium paid (for limited pay). The saving computed is purely in terms of premium paid over the term of the policy and does not account for time value of money & other factors that may happen during this period. It is one of the many features that the product offers and you can opt for it or other variants based on your individual needs.

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