­
  • Resume Application
  • Instant Call Back
  • Toll Free : 1800 - 266 - 9777
  • Logout
  • HOME
  • Calculate Premium
  • FAQs
  • Claims & Servicing
  • Tel
  • Headphone
    • Instant Callback
    • TOLL FREE 1800-266-9777
  • Nav
    • HOME
    • Calculate Premium
    • FAQs
    • Claims & Servicing
    • Download Brochure
    • Glossary
    • Upload Document
    • Resume Application

Compare plan benefits here

Plan Option
Benefits 		Life 3D Life Extra Life Return of
Premium 		Life Long
Protection 		3D Life
Long Protection 		Income Extra Life
Income 		Income
Replacement
Lumpsum 12 x Monthly Amount
Terminal Illness
Accidental Disability (Waiver of Premium)
Life Stage
Top Up
Critical Illness (Waiver of Premium)
Monthly Income
Accidental Death Benefit
Return of Premium
Whole Life
Close

Resume Application

  • +91

Need some help? Have our advisor call you

Close

Get a call Back

Please fill in your details for an instant call back from our Financial Advisor.
  • Captcha Here
Coming Soon
Please Wait....
98.66% individual claims paid#
#(Individual death claim settlement ratio by number of policies as per audited annual statistics for FY 2021-22)
Recognised as a Superbrand for the 8th time in a row! (FY 2021)
We regret to inform you that currently we are unable to offer any option under this plan.

Your Application has been saved

You can resume your application by clicking on the link shared on your Email ID and via SMS on your mobile number .

What's included in COVID 19 Cover?

  • Medical expenses for hospitalization like room rent, nursing expenses, ICU/ICCU expenses, blood, oxygen, ventilator charges, costs towards diagnostics, PPE Kit, gloves, mask and such similar other expenses.
  • Medical expenses for treatment of COVID 19 availed at home for maximum up to 14 days.
  • Medical expenses incurred on treatment of any comorbidity along with the treatment for COVID 19
  • If you opt for AYUSH treatment (Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy systems of medicines), it will also covered.
  • Pre-hospitalization expenses for 15 days and post hospitalization expenses for 30 days is also covered under this policy.

Note: The above mentioned benefits will be applicable only if you are found to be COVID 19 positive

To know more, read Product Brochure

  • Download Brochure
  • Glossary
    List

Compare plan benefits here

Plan Option
Benefits 		Life 3D Life Extra Life Return of
Premium 		Life Long
Protection 		3D Life
Long Protection 		Income Extra Life
Income 		Income
Replacement
Lumpsum 12 x Monthly Amount
Terminal Illness
Accidental Disability (Waiver of Premium)
Life Stage
Top Up
Critical Illness (Waiver of Premium)
Monthly Income
Accidental Death Benefit
Return of Premium
Whole Life

Medical expenses for Hospitalization during the policy term for treatment of COVID including treatment of any Co-Morbidity illness will be covered up to the Sum Insured for:

  • Room Rent, Boarding, Nursing Expenses as provided by the Hospital / Nursing Home.
  • Intensive Care Unit (ICU) / Intensive Cardiac Care Unit (ICCU) expenses.
  • Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialist Fees whether paid directly to the treating doctor / surgeon or to the hospital
  • Anesthesia, blood, oxygen, operation theatre charges, surgical appliances, ventilator charges, medicines and drugs, costs towards diagnostics, diagnostic imaging modalities, PPE Kit, gloves, mask and such similar other expenses.
  • Road Ambulance subject to a maximum of Rs.2000/- per hospitalization for the Ambulance services offered by a Hospital or by an Ambulance service provider, provided that the Ambulance is availed only in relation to COVID Hospitalization

    • Note:Expenses of Hospitalization for a minimum period of 24 consecutive hours only shall be admissible.

Home care treatment includes Expenses for treatment of COVID availed at home for maximum up to 14 days per incident for -

  • Diagnostic tests undergone at home or at diagnostics centre 
  • Medicines prescribed in writing
  • Consultation charges of the medical practitioner
  • Nursing charges related to medical staff
  • Medical procedures limited to parenteral administration of medicines
  • Cost of Pulse oximeter, Oxygen cylinder and Nebulizer

Provided:

  • The Medical practitioner advices the Insured person to undergo treatment at home.
  • There is a continuous active line of treatment with monitoring of the health status by a medical practitioner for each day through the duration of the home care treatment.
  • Daily monitoring chart including records of treatment administered duly signed by the treating doctor is maintained.
  • Insured shall be permitted to avail the services as prescribed by the medical practitioner. Cashless or reimbursement facility shall be offered under homecare expenses subject to claim settlement policy disclosed in the website.

In case the insured intends to avail the services of non-network provider claim shall be subject to reimbursement, a prior approval from the Insurer needs to be taken before availing such services.

Future Needs popup

1-Day Claim Settlement

is available for the following:

. .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .

  • Cumulative claim amount on all policies up to ₹2 crores
  • 1 day claim settlement is exclusively available for policies bought online
  • Claim does not require field investigation
  • All requisite documents# submitted by the nominee before 3 PM on a working day at HDFC Life branches. Intimations beyond 3 PM will be taken up the next business day
  • HDFC Life will pay an interest^ on your death claim amount for every day of delay beyond one working day

T&C Apply

1) For all claims* fulfilling above mentioned conditions, provided we receive all the required documents, the claim will be processed within one working day and decision will be communicated accordingly. 2) Investigation / Open title / Rival / Court involved Claims are excluded. 3) Policy duration at the time of event is at least >=3 years. 4) Saturday, Sunday, public festivals and non-NAV days (for ULIP) are excluded (not treated as a working day)
^Interest rate would be at 6.25%per annum.

#Documentation Details

Claim form, Nominee photograph, Pan card copy, Identity and Address proof of nominee. (If nominee is minor, documents of appointee to be submitted). Death certificate issued by competent authority for death registrations. Medical cause of death certificate. Cancelled cheque/copy with the name of nominee/appointee mentioned on it as per the passbook of the nominee/appointee. Past & current complete medical records including discharge/death summary, indoor case papers, investigation reports, consultation notes. In case of an accidental death, additional documents will be required. Post Mortem Report, Panchnama, Police Inquest report, First/Final Information report, Viscera/Chemical Analysis report.

Please Wait....
98.66% individual claims paid#
#(Individual death claim settlement ratio by number of policies as per audited annual statistics for FY 2021-22)
4 Crore lives insured in FY 2020-21

This site best viewed at 1366 px x 768 px using the latest Firefox, IE, Chrome, Safari versions.

  1. This feature is available with all 9 options subject to terms & conditions. For more details please read product brochure carefully
  2. Available with 3D Life and 3D Life Long Protection options
  3. Tax benefits are subject to provisions as per Income Tax Act, 1961. Tax laws are subject to changes
  4. For Co-morbidity illness treatment along with COVID
  5. For Single premium policies, discount of 2% on online purchase is available.
  6. Premium rates for age - 25 years, Male, Non Smoker, Annual mode, regular pay, exclusive of taxes. Protection - Life Option - Rs. 5,959 (rounded up), Sum Assured - Rs. 1 Cr. Policy Term - 30 years. Health - Individual Option - Rs. 487, Sum Assured - Rs. 1 Lakh, Policy Term - 3.5 months. Total annual premium = Rs. 6,446, daily premium (6,446/365 = 18 (rounded up)).
  7. Total Premiums paid = Annualised Premium (Excluding Taxes and levies as applicable) ✗ number of years (or part thereof) for which premiums have been paid
  8. COVID 19 related illness expenses will be covered only on positive diagnosis of COVID 19 test

HDFC Life Insurance Company Ltd ("HDFC Life").CIN: L65110MH2000PLC128245. IRDAI Registration No. 101

Registered Office : 13th Floor, Lodha Excelus, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai - 400 011. For purchasing a new policy, you can Email us on buyonline@hdfclife.in and call us on 1800-266-9777
(All days, from 9 am to 9pm).For in-progress applications (post payment), you can email us on onlinequery@hdfclife.in and call us on 1800-266-0315 (All days, from 10 am to 7 pm).

The name/letters "HDFC" in the name/logo of the company belongs to Housing Development Finance Corporation Limited ("HDFC Limited") and is used by HDFC Life under an agreement entered into with HDFC Limited.


HDFC ERGO General Insurance Company Limited. CIN: U66030MH2007PLC177117. IRDAI Reg. No.146.

Registered & Corporate Office : 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai - 400 020. Email id: care@hdfcergo.com, Customer Care: 0120 6234 6234 / 022 6234 6234.


Click 2 Protect Corona Kavach (UIN: 101Y119V01) is a Combi Product with both protection and health benefits. The product is jointly offered by HDFC Life Insurance Company Limited (HDFC Life) and HDFC ERGO General Insurance Company Limited. The risks of this product are distinct and are accepted by respective Companies. Kindly familiarize yourself with the terms and conditions,
policy benefits and policy service structure of the 'Combi Product' before deciding to purchase the policy. For more details on risk factors, associated terms and condition and exclusions please read sales brochure carefully
before concluding a sale. ARN:EU/11/20/21262 .

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

  • IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
Read More

Privacy Policy

Just as regular check-ups, one must focus on creating adequate financial security to cut trauma of high treatment costs.

ET wealth

Download the HDFC Life Mobile App
Buy. Track. Renew.

Connect With Us

  • Protection Plans

    • HDFC Life Click 2 Protect Life
    • HDFC Life Saral Jeevan Bima
    • QuickProtect by HDFC Life
    • HDFC Life Click 2 Protect Super

  • Investment Plans

    • HDFC Life Click 2 Wealth
    • HDFC Life Click 2 Invest - ULIP
    • HDFC SL Crest
    • HDFC SL ProGrowth Super II
    • HDFC SL ProGrowth Maximiser
    • HDFC Life ProGrowth Plus
    • HDFC Life ProGrowth Flexi
    • HDFC Life Smart Woman Plan
    • HDFC Life Sampoorn Nivesh
    • HDFC Life Classic One
    • HDFC Life Smart Protect Plan

  • Health Plans

    • HDFC Life Cardiac Care
    • HDFC Life Easy Health
    • HDFC Life Cancer Care
    • Click 2 Protect Optima Restore
    • Click 2 Protect Corona Shield
    • Click 2 Protect Optima Secure

  • Retirement Plans

    • HDFC Life Pension Guaranteed Plan
    • HDFC Life Click 2 Retire
    • HDFC Life Personal Pension Plus
    • HDFC Life Guaranteed Pension Plus
    • HDFC Life New Immediate Annuity Plan
    • HDFC Life Saral Pension
    • HDFC Life Systematic Pension Plan

  • Savings Plans

    • HDFC Life Sanchay Plus
    • HDFC Life Capital Shield
    • HDFC Life Sanchay Fixed Maturity Plan
    • HDFC Life ClassicAssure Plus
    • HDFC Life Super Income Plan
    • HDFC Life Sampoorn Samridhi Plus
    • HDFC Life Sanchay Par Advantage
    • HDFC Life Guaranteed Savings Plan

  • Children's Plan

    • HDFC SL YoungStar Super Premium
    • HDFC Life YoungStar Udaan Plan

  • Combo Plan

    • C2I and Sanchay Fixed Maturity Plan Combo

Just as regular check-ups, one must focus on creating adequate financial security to cut trauma of high treatment costs.

ET wealth

Download the HDFC Life Mobile App
Buy. Track. Renew.

Connect With Us

Claim Settlement Ratio
( Percentage and average claim settlement time )