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Compare plan benefits here

Benefits / Plan Option Life Protect Life & CI Rebalance Income Plus
Life Cover (Lumpsum)
Critical Illness Cover (Lumpsum)
Critical Illness Cover (Waiver of Premium)

(Available at Extra Cost)

(In-built feature)

Monthly Income
Accidental Death (Additional Cover)

(Available at Extra Cost)

Return of Premium

(Available at Extra Cost)

(Available at Extra Cost)

(In-built feature - For Fixed term)

Whole Life

Compare plan benefits here

Benefits \ Plan Option Life Protect Insta Protect Life & CI Rebalance Income Plus
Life Cover (Lumpsum)
Critical Illness Cover (Lumpsum)
Critical Illness Cover (Waiver of Premium)

(Available at Extra Cost)

Monthly Income
Accidental Death (Additional Cover)

(Available at Extra Cost)

Return of Premium

(Available at Extra Cost)

(Available at Extra Cost)

(Available at Extra Cost)

(In-built feature - For Fixed term)

Whole Life
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Coming Soon

Buying

days from now will cost you Rs.

# more
over the policy term.

Total Premium at age of

years
Rs.

*

Total Premium at age of

years
Rs.

^
(Paying Rs.

2.2

more)

  • #Loss=Total Premium at age of purchase-Total Premium at age of XX
  • *Total Premium(incl taxes and levies as applicable) for Life Protect option, paid from the age of purchase to 85 years
  • ^Total Premium(incl taxes and levies as applicable) for Life Protect option, paid from the age of purchase to 85 years
  • The values shown here are only for illustration

  • The Premium amount computed is dependent on the plan option selected and is dependent on medical evaluation and others factors like riders selected
  • The savings/loss computed is purely in terms of premiums paid over the term of policy and does not account for time value of money and factors that may happen during this period

HAVE ANY QUERIES?

Call Us On
1800-266-9777
Email Us At
buyonline@hdfclife.in
Get Call Back
(Scan QR Code)
Save Contact Details

HAVE ANY QUERIES?

Call Us On
1800-266-9777

Email Us At
buyonline@hdfclife.in

Get Call Back

(Scan QR Code)
Save Contact Details
(35 Years Old, Male, Non-Smoker)
*Total premium paid:
*Total premium paid:
*Total premium paid:
*Total premium paid:

Years (Today) Years Years Years PURCHASE AGE

  • ^Extra Cost=Total Premium at age of purchase-Total Premium at age of XX
  • *Total Premium(incl taxes and levies as applicable) for Life Protect option, paid from the age of purchase to 85 years
  • The values shown here are only for illustration

  • The Premium amount computed is dependent on the plan option selected and is dependent on medical evaluation and others factors like riders selected
  • The savings/loss computed is purely in terms of premiums paid over the term of policy and does not account for time value of money and factors that may happen during this period
We regret to inform you that currently we are unable to offer any option under this plan.

Your Application has been saved

You can resume your application by clicking on the link shared on your Email ID and via SMS on your mobile number .
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    Plans
Sanjay Mishra, 35 years old male (non-smoker), is purchasing 3D life option with lumpsum amount of 1 Crore.

Savings Pattern* as per above details:-
Policy Term Pay Premium for Total Premium paid^ Total Savings#
40 years 40 years 7.03 lakhs 0(0%)
40 years 30 years 5.89 lakhs 1.14 Lakhs(16%)
40 years 20 years 4.84 lakhs 2.19 Lakhs(31%)
40 years 10 years 3.90 lakhs 3.12 Lakhs(44%)
40 years 5 years 3.14 lakhs 4.84 Lakhs(61%)


*For online Purchase only

^Total Premium = Annual Premium X Premium paying term, including Taxes and Levies as applicable.

#Total Savings = Total Premium paid (for regular pay) - Total Premium paid (for limited pay). The saving computed is purely in terms of premium paid over the term of the policy and does not account for time value of money & other factors that may happen during this period. It is one of the many features that the product offers and you can opt for it or other variants based on your individual needs.

We regret to inform you that currently we are unable to offer any option under this plan.
We recommend another plan option which suits your need.
Future Needs popup

1-Day Claim Settlement

is available for the following:

. .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .

  • Cumulative claim amount on all policies up to ₹2 crores
  • 1 day claim settlement is exclusively available for policies bought online
  • Claim does not require field investigation
  • All requisite documents# submitted by the nominee before 3 PM on a working day at HDFC Life branches. Intimations beyond 3 PM will be taken up the next business day
  • HDFC Life will pay an interest^ on your death claim amount for every day of delay beyond one working day

T&C Apply

1) For all claims* fulfilling above mentioned conditions, provided we receive all the required documents, the claim will be processed within one working day and decision will be communicated accordingly. 2) Investigation / Open title / Rival / Court involved Claims are excluded. 3) Policy duration at the time of event is at least >=3 years. 4) Saturday, Sunday, public festivals and non-NAV days (for ULIP) are excluded (not treated as a working day)
^Interest rate would be at 6.25%per annum.

#Documentation Details

Claim form, Nominee photograph, Pan card copy, Identity and Address proof of nominee. (If nominee is minor, documents of appointee to be submitted). Death certificate issued by competent authority for death registrations. Medical cause of death certificate. Cancelled cheque/copy with the name of nominee/appointee mentioned on it as per the passbook of the nominee/appointee. Past & current complete medical records including discharge/death summary, indoor case papers, investigation reports, consultation notes. In case of an accidental death, additional documents will be required. Post Mortem Report, Panchnama, Police Inquest report, First/Final Information report, Viscera/Chemical Analysis report.